Welcome to Naija Lotto ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the Naija Lotto website, mobile applications, and services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use our Services.
2.1. You must be at least 18 years of age to access or use our Services.
2.2. You represent and warrant that your use of our Services does not violate any applicable laws or regulations in your jurisdiction.
2.3. Employees, directors, officers, and contractors of Naija Lotto, as well as their immediate family members, are not eligible to participate in games offered through our Services.
2.4. Naija Lotto reserves the right to verify your eligibility at any time and may request proof of identity, age, and residency.
3.1. To use our Services, you must create an account by providing accurate, current, and complete information.
3.2. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
3.3. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
3.4. Each user is permitted only one account. Creating or using multiple accounts is strictly prohibited and may result in termination of all accounts.
3.5. Naija Lotto reserves the right to refuse service, terminate accounts, or cancel transactions at our sole discretion.
4.1. You agree not to:
4.2. Naija Lotto reserves the right to investigate and take appropriate legal action against anyone who violates these provisions.
5.1. All transactions on our platform are conducted in Nigerian Naira (NGN).
5.2. You are responsible for all taxes, fees, and other costs associated with your use of our Services.
5.3. Naija Lotto reserves the right to set minimum and maximum deposit and withdrawal amounts.
5.4. Deposits made to your Naija Lotto account are not refundable except as required by law or at our sole discretion.
5.5. Withdrawals are subject to verification and anti-money laundering checks as required by applicable regulations.
5.6. Naija Lotto reserves the right to charge reasonable administrative fees for processing withdrawals, which will be clearly communicated before withdrawal.
6.1. Specific rules for each game offered through our Services are provided on the respective game pages.
6.2. By placing a wager, you acknowledge that you have read, understood, and agree to the rules of the particular game.
6.3. Once a wager is placed and confirmed, it cannot be canceled, revoked, or refunded.
6.4. Naija Lotto reserves the right to void wagers in cases of technical errors, game integrity issues, or suspected fraud.
7.1. All draws are conducted in accordance with the specified time schedule published on our platform.
7.2. Results of all draws are final and binding.
7.3. In the event of any discrepancy between the published results and the official draw results, the official draw results shall prevail.
7.4. Naija Lotto reserves the right to postpone or cancel scheduled draws due to technical issues or circumstances beyond our control.
8.1. All winnings will be credited to your Naija Lotto account after verification of draw results.
8.2. Prizes must be claimed within 90 days from the date of the draw unless otherwise specified.
8.3. For prizes exceeding certain thresholds (as determined by local regulations), winners may be required to claim their prize in person and provide additional verification documents.
8.4. Naija Lotto reserves the right to use winners' names, photographs, and statements for promotional purposes without additional compensation, unless prohibited by law.
9.1. All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, are the exclusive property of Naija Lotto or its licensors.
9.2. You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for personal, non-commercial purposes.
9.3. You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent.
10.1. Your use of our Services is subject to our Privacy Policy, which is incorporated into these Terms by reference.
10.2. By using our Services, you consent to the collection, use, and sharing of your information as detailed in our Privacy Policy.
11.1. To the maximum extent permitted by law, Naija Lotto shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Services.
11.2. Our total liability for any claims arising under these Terms shall not exceed the amount you have deposited in your account in the six months preceding the claim.
11.3. Naija Lotto is not liable for any damages or losses resulting from technical issues, system failures, or other circumstances beyond our reasonable control.
You agree to indemnify, defend, and hold harmless Naija Lotto, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our Services or your violation of these Terms.
13.1. Naija Lotto reserves the right to suspend or terminate your account and access to our Services at any time for any reason without prior notice.
13.2. Upon termination, your right to use our Services will immediately cease, and any funds remaining in your account will be processed according to our withdrawal procedures.
14.1. Naija Lotto reserves the right to modify these Terms at any time, with or without notice.
14.2. Continued use of our Services after any such changes constitutes your acceptance of the new Terms.
14.3. It is your responsibility to review these Terms periodically for changes.
15.1. These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
15.2. Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of Nigeria.
15.3. Before initiating any legal proceedings, you agree to attempt to resolve the dispute through direct negotiation with Naija Lotto.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Naija Lotto's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and Game Policy, constitute the entire agreement between you and Naija Lotto regarding your use of our Services.
If you have any questions about these Terms, please contact us at:
Email: support@naija-lotto.com
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